Citizenship by Investment

Egypt

Egyptian Citizenship by Investment (Granting Egyptian Nationality in Exchange for Investment)

Egypt grants full citizenship to foreign investors who make one of four qualifying economic contributions plus a USD 10,000 non-refundable state fee, all remitted in foreign currency from abroad. The naturalisation pathway sits on the 1975 Nationality Law as amended by Law No. 190 of 2019, with the current financial thresholds fixed by Prime Minister's Decree No. 876/2023 and applications adjudicated by a dedicated Cabinet unit hosted at GAFI; the Prime Minister personally signs each grant after security clearance. The cheapest route is a USD 250,000 non-refundable donation to the public treasury; other routes are USD 300,000 real estate, USD 350,000 in a business plus a USD 100,000 non-refundable payment, or a refundable USD 500,000 bank deposit. There is no minimum residence requirement, dual citizenship is permitted, and the investor's spouse and minor children up to age 21 are included. The trade-off for HNW private clients is a weak travel document (no Schengen, UK, US or Canada visa-free access) and a take-up to date measured in the dozens of approvals, so this is positioned as a fast, low-cost Plan-B / regional-presence citizenship rather than a mobility play.

Confidence: medium — confirmed with counsel before filing

Investment routes

How you qualify.

Donation

USD 250,000

Non-refundable direct contribution to the Egyptian public treasury, paid in foreign currency transferred from abroad. Cheapest route. Separate from the USD 10,000 administrative fee. The exact USD 250,000 figure is NOT shown on the official GAFI page (which lists the route category but no per-route amount); it is corroborated by the U.S. Library of Congress Global Legal Monitor and Egyptian law firms. (Some secondary sources describe the USD 250,000 as a non-refundable Central Bank deposit rather than a treasury donation; the taxonomy varies but the figure is consistent.)

Real Estate

USD 300,000
hold 60 months

Purchase of real estate worth at least USD 300,000, paid in foreign currency from abroad and held for 5 years before sale/transfer. Since the 2023 amendment to Art. 11, units may be bought from private (not only state-owned) Egyptian developers; the unit is registered in the investor's name. Separate from the USD 10,000 fee. USD 300,000 is the one route figure with the strongest cross-confirmation (PM Decree 876/2023 per Library of Congress), but it is still not published as a numeral on the official GAFI page.

Business

USD 350,000

Establish or participate in an investment project with a minimum USD 350,000 contribution, PLUS a separate non-refundable USD 100,000 paid as direct revenue in foreign currency to the public treasury (total USD 450,000 to qualify, excluding the USD 10,000 fee). Corroborated by Library of Congress Global Legal Monitor and Citizenship Rights in Africa Initiative; not published on the official GAFI page.

Deposit

USD 500,000
hold 36 months

Refundable deposit of USD 500,000 via an official Egyptian government bank / Central Bank of Egypt, returned in Egyptian pounds (EGP) after 3 years with NO interest (so the applicant bears FX and inflation risk on the refund). Separate from the USD 10,000 fee. Corroborated by advisory/legal sources; not shown as a numeral on the official GAFI page.

What the passport grants

Global mobility.

~49 visa-free / visa-on-arrival destinations
Schengen
Visa required — no visa-free access to the Schengen Area (confirmed via Visa requirements for Egyptian citizens; e.g. France/Germany/Austria all 'visa required').
United Kingdom
Visa required — no visa-free access to the United Kingdom.
United States
Visa required — no visa-free access to the United States (no ESTA eligibility).
Canada
Visa required — no visa-free access to Canada (US green-card holders excepted).

Approx. 49 destinations visa-free or visa-on-arrival as of January 2026 (IATA-based passport index and Wikipedia cross-check both cite 49; broader counts that include eVisas/conditional entry reach ~73). passport-index ranks the Egyptian passport roughly 83rd-93rd globally depending on edition. Strength is regional (much of Africa, parts of the Middle East and Asia); none of the major Western blocs (Schengen, UK, USA, Canada, Australia) are accessible visa-free. This is a Plan-B / regional-presence passport, not a global-mobility document. NOTE: acquiring Egyptian citizenship is unaffected by the EU's CBI-related visa actions below, which concern OTHER programmes, not Egypt.

Eligibility & process

What's involved.

Family inclusion
The official GAFI page states only that citizenship is granted to 'the investor and their minor children up to the age of 21, by decision of the Prime Minister.' Spouse inclusion is widely reported by advisory firms but is NOT stated on the official GAFI page; parents and siblings are not included. Each included dependant is naturalised by the same PM decision. Confirm spouse scope and the per-dependant fee treatment with Egyptian counsel before filing.
Due diligence
Adjudicated by the Citizenship Application Examination Unit at the Prime Minister's Office with mandatory clearance by the Egyptian security authorities on national-security grounds; the Prime Minister signs each grant individually. Applicant must be 18+, of good conduct with a clean criminal record (police clearance), and must evidence the lawful source of funds. All qualifying sums must be transferred in foreign currency from outside Egypt. From 2025 the programme introduced in-person verification, moving away from fully remote processing.
Timeline
GAFI states the application is processed within 3 to 6 months (confirmed on the official page). Private-client practice commonly reports 6-12 months end to end including security clearance and investment execution. A six-month temporary residence permit is issued after security approval to allow completion of the chosen investment before the grant.
Physical presence
No minimum-stay or ongoing residence requirement to obtain or keep citizenship (the GAFI page explicitly contrasts this with Cyprus/Spain). A six-month temporary residence permit is granted to execute the investment. From 2025, at least one in-person appearance for identity verification / biometrics and final passport issuance is reportedly required (advisory sources; not on the official GAFI page). No annual presence thereafter.
Tax
Egypt taxes resident individuals on a territorial-plus basis; mere acquisition of citizenship does not create Egyptian tax residency (residency is driven by physical presence / centre of vital interests, generally 183+ days). There is no wealth or net-worth tax. Acquiring Egyptian nationality has no impact on the client's home-country tax position by itself; structuring and any local-source income should be reviewed with Egyptian tax counsel. Dual citizenship is expressly permitted.
Key provisions
  • Four qualifying routes set by Prime Minister's Decree No. 876 of 2 March 2023: donation USD 250,000 (non-refundable); real estate USD 300,000; investment project USD 350,000 + USD 100,000 non-refundable; refundable bank deposit USD 500,000.
  • Mandatory non-refundable state/administrative fee of USD 10,000, remitted from abroad to the Central Bank of Egypt, on top of the chosen investment.
  • All qualifying funds must be paid in foreign currency transferred from outside Egypt; the refundable deposit is returned only in EGP after 3 years with no interest.
  • Legal chain: Nationality Law No. 26 of 1975 (Arts. 4, 6, 11), amended by Law No. 190 of 2019 and again in April 2023; implemented by PM Decision No. 3099/2019 as amended by PM Decree 876/2023 and the 14 September 2023 Cabinet amendment.
  • April 2023 amendment to Art. 11 opened the real-estate route to purchases from private developers (previously state-owned units only); Art. 6 amendment lets naturalised foreign women pass citizenship to minor children (from Arabic-speaking or Muslim-majority countries).
  • Grant is discretionary: issued only by decision of the Prime Minister after security-authority clearance; a dedicated Cabinet unit (hosted at GAFI) examines files.
  • No residence or minimum-stay requirement; dual citizenship permitted; spouse and minor children up to 21 included.
  • October 2024 update reportedly permits collective investment in a single asset provided each participant's share exceeds USD 300,000 (verify against the operative decree before relying).
Documents you'll provide
  • Completed citizenship-by-investment application form (filed via the Cabinet unit at GAFI)
  • Valid passport (and prior passports) — certified copies
  • Full birth certificate of the applicant and each dependant
  • Marriage certificate (where a spouse is included) and children's birth certificates
  • Recent passport-size photographs
  • Police clearance / certificate of good conduct (no criminal record)
  • Proof of lawful source of funds for the investment
  • Evidence of the qualifying investment (title deed / company incorporation & capital proof / bank-deposit certificate / treasury-contribution receipt, as applicable)
  • Bank confirmation of the foreign-currency transfer from abroad, including the USD 10,000 state fee paid to the Central Bank of Egypt
  • Medical / health declaration as requested
  • Curriculum vitae and any supporting bona-fides requested during security review
  • Powers of attorney where filed by a licensed representative
Legal basis & source documents

The governing law — in our library.

Law No. 26 of 1975 on Egyptian Nationality (Arts. 4, 6, 11), as amended by Law No. 190 of 2019 (which created the investment-naturalisation pathway) and the 2023 amendments to Arts. 6 and 11 (approved by the House of Representatives on 12 April 2023). Financial thresholds were set by Prime Minister's Decree No. 876 of 2 March 2023. NOTE: the official GAFI programme page itself does NOT cite any law or decree numbers; the legal chain (Law 190/2019 + PM Decree 876/2023, Law 26/1975 Arts. 6 & 11) is corroborated by the U.S. Library of Congress Global Legal Monitor and the Citizenship Rights in Africa Initiative. No 2024 or 2025 statute governing this programme was found; any record citing a '2025 law' is unverified/likely fabricated. · Administered by Citizenship Application Examination Unit (Nationality Grant Unit) affiliated with the Office of the Prime Minister (Cabinet), with its reception/administration hosted at the General Authority for Investment and Free Zones (GAFI). Final grant is by decision of the Prime Minister, after clearance by the security authorities on national-security grounds. (Confirmed on gafi.gov.eg.).

Documents marked “held by AT20” are mirrored on our own servers from the official source, so the reference is always available.

Take the Egypt route with certainty.

A private assessment maps this programme to your family, capital and timeline — and we coordinate the whole matter through admitted local counsel.

This briefing is general guidance, not legal, tax or immigration advice. Figures are indicative and verified to 2026; final positions, eligibility and timelines are confirmed in writing by licensed counsel on engagement. AT20 Capital coordinates the engagement and facilitates applications through admitted local counsel; it is not a law firm. Source basis: medium confidence — Discretionary grant by the Prime Minister after security clearance — there is no statutory right to citizenship on meeting the financial test. Two amounts to watch with counsel before quoting a client: (1) the donation route is currently USD 250,000, but a 14 September 2023 Cabinet amendment was reported to restore a higher real-estate-linked threshold for one variant — reconcile against the operative decree text; (2) an October 2024 update reportedly allows collective investment in one asset if each participant's share exceeds USD 300,000. The refundable USD 500,000 deposit returns in EGP only, with no interest, so it carries material FX/inflation risk. Programme uptake is very low (IMI Daily: 36 grants in 2025; ~1,000 applications cumulatively reported), so timelines and discretion should be set conservatively. Mobility is weak (no Schengen/UK/US/Canada) — position as a fast, no-residence Plan-B/regional citizenship, not a global-mobility passport. Confidence is 'medium' overall because GAFI publishes the programme and authority but not the per-route USD figures or downloadable decree text/forms; the route amounts are corroborated by the Library of Congress and an Egypt-domiciled legal firm rather than a primary gazette PDF..

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© 2026 AT20 Capital. An advisory firm — not a law firm. Regulated legal, tax and immigration work is delivered by admitted local counsel. All figures are indicative; final positions are confirmed in writing by licensed professionals in the relevant jurisdiction.