Obtain a residence permit.
We expedite residence permits for private clients through a single, well-chosen property investment.
Why hold property alone? One decision becomes a euro-denominated asset, euro rental income, a hedge out of your home currency — and the right to reside in Europe. Every step handled by us.
A private-client advisory relationship. We source the asset, coordinate licensed legal, tax and immigration counsel, and facilitate every application — start to finish.
Begin with a private strategy assessment.
A short, confidential assessment that reads your objectives, budget, family and timeline — and identifies the jurisdiction and property strategy that genuinely fit. Not a quiz. A private-client analysis, with a senior advisor to follow.
- Your strongest jurisdiction — with the reasoning, not just the answer
- Indicative cost, timeline and document checklist for your situation
- A confidential client file, shared once and used across your engagement
Takes about three minutes · confidential · no obligation
The complete picture — and the judgement to act on it.
Every credible route weighed against your objectives, with one advisor accountable for the outcome.
Choose your jurisdiction.
Each route is a complete programme — the qualifying property, the residency pathway, and the application managed for you. Open any to see properties, a live cost calculator and the full process.
Compare the routes.
The essentials at a glance. Every figure is indicative and verified to 2026; final positions are confirmed by licensed counsel on engagement.
| Minimum investment | €300,000 + VAT (new-build) | €250,000 / €400,000 / €800,000 | USD 375,000 (PDS / IRS / RES / Smart City) |
| Residency granted | Permanent residency — Reg. 6.2 fast-track | Golden Visa — 5-yr renewable | Residence permit — held while you own |
| Tax position | No inheritance tax · 60-day tax residency | Non-dom: flat €100,000/yr on foreign income | No CGT / inheritance / wealth tax · top rate 20% · foreign income on remittance |
| Family included | Spouse + children (auto <18; 18–25 if student-dependent) | Spouse, children <21 (to 24 if student), both sets of parents | Spouse/partner, children to 24, dependent parents |
| Mobility | EU member · not yet Schengen (permit valid for Cyprus) | Full Schengen member · visa-free travel from day one | Outside EU/Schengen · live, work & retire in Mauritius |
| Minimum stay | Visit once every 2 years | No minimum stay | No minimum stay |
| Indicative timeline | ~2–3 months | ~4–9 months | ~3–6 months |
| Best for | EU footing, fast permanent residency, English-speaking | Schengen from day one, no-stay flexibility, fixed-tax option | Zero-CGT island base, lifestyle, rand/euro hedge |
A global program database — honestly mapped.
Our focus is Cyprus, Greece and Mauritius — but you can explore every credible route here, openly. The assessment weighs them all against your objectives and points you to the best fit for you.
| Jurisdiction | From | Mobility | Status | |
|---|---|---|---|---|
CyprusFastest EU residencyCyprus Permanent Residence | €300,000 | Schengen pending | Open | |
GreeceMost requestedGreece Golden Visa | €250,000 | Full Schengen | Open | |
MauritiusBest lifestyle valueMauritius Residence by Property | USD 375,000 | — | Open | |
MaltaMalta Permanent Residence | €375,000 | Schengen 90/180 | Open | |
United Arab EmiratesUAE Golden Visa | AED 2,000,000 | — | Open | |
TürkiyeTürkiye Citizenship by Property | USD 400,000 | Citizenship | Open | |
PanamaPanama Qualified Investor | USD 300,000 | — | Open | |
LatviaLatvia Residence by Property | €250,000 | Full Schengen | Under review | |
PortugalPortugal Golden Visa | €250,000 | Full Schengen | No property route | |
SpainSpain Golden Visa | €500,000 | Full Schengen | Closed | |
United StatesUSA EB-5 | USD 800,000 | US green card | No property route |
Figures are indicative entry minimums in each programme’s native currency, verified to 2026 and confirmed by counsel on engagement. Some routes (Portugal, Spain, EB-5) are shown for completeness even though their property route is closed or never existed.
A plan B — not a packed suitcase.
Residence by investment is about optionality. Most of our clients have no intention of leaving home tomorrow — they want a secured right to live in Europe, or a stable base beyond it, that they can hold quietly and activate only if they ever choose to. That is precisely what we structure: a second home for your capital and your family, held without uprooting the life you have.
- You want a Plan B you can hold from home — a hedge, not a move
- A euro-denominated asset and an EU foothold for your family
- Tax optionality and a second base, secured quietly over time
- One relationship that handles every step for you
You intend to physically relocate now to a specific country — say, the United States — or you need a student, skilled-worker or employment visa. That is an in-country immigration matter, and a specialist there will serve you far better than we could. We are residence by investment: optionality, not relocation, and we’ll tell you when someone else is the better call.
Three jurisdictions, done exceptionally.
We could list forty programmes. Instead we do three to a standard no one else matches — because depth, relationships and a track record in a jurisdiction are what actually move a private-client file through, cleanly.
Cyprus
The EU foothold that doubles as Europe’s easiest serious tax residence — a 60-day non-dom structure that is entirely above-board.
Greece
EU and Schengen from day one, with no minimum stay to maintain — and a flat-tax option for larger earners who do relocate.
Mauritius
The non-EU alternative: zero capital-gains tax, an exceptional lifestyle, and a hard-currency hedge for your wealth.
Where the other programmes lead — honestly.
We map every credible route in the open. But examined against what most clients actually want — a European foothold they can hold from home — most paths quietly lead back to the same three.
Considering Portugal? Its real-estate Golden Visa route closed in October 2023; the remaining fund route carries minimum-stay days and notoriously long processing backlogs. For a European foothold you can hold from home, Greece asks no minimum stay at all — and Cyprus pairs EU residence with the easiest serious tax residency in Europe.
Looking at Malta for a passport? In 2025 the EU’s highest court ended citizenship-by-investment across the Union. The lawful European path is now residence — held over time — in Cyprus or Greece.
Drawn to the UAE for zero tax? Superb as a tax base — but it buys no European access. If Europe is the point, the same capital secures it through Cyprus or Greece, with tax advantages of their own.
Tempted by a fast Türkiye passport? Real, but it carries no EU, UK or US visa-free travel. For European access specifically, residence in Cyprus or Greece is the cleaner route.
Set on physically emigrating — to the US or elsewhere? Then you want a dedicated immigration firm in that country, not us. We structure optionality, not relocation — and we’ll say so plainly.
The assessment weighs them all against your own objectives — and shows you, in your situation, why the conclusion tends to be the same.
Fifteen years at the apex of the industry.
AT20 Capital’s leadership has worked at the centre of government-facing residence and citizenship programmes since 2010 — serving private clients from more than thirty countries, and the sovereign programmes of the Caribbean, Cyprus and Malta. We bring that institutional depth to a single, personal relationship.
One relationship, the whole journey.
Property and residency are inseparable, so we run them as a single engagement — the same standard across all three jurisdictions.
01 · Sourcing
The right asset for your residency goal, fully vetted — title, planning and developer standing.
02 · Legal & tax
Licensed legal, tax and immigration counsel coordinated end to end, on complete information.
03 · Applications
Every government form prepared and lodged through our licensed counsel — drafted, checked, submitted.
04 · Aftercare
Rental, maintenance, renewals and tax filing managed for as long as you hold.
AT20 Capital coordinates the engagement and facilitates your applications; regulated legal and immigration work is delivered by admitted local counsel. We are not a law firm and do not provide legal services directly.
Everything, prepared for you.
Open a private client file and we assemble your country dossier — tailored to your family and your chosen route. Each country page lets you request it directly.
Programme fact sheet
The route, the thresholds, requirements, timeline and what residency unlocks — for your situation.
Property price list
Live availability, unit types and pricing across our developments in your chosen country.
Personal cost assessment
A printed, itemised estimate — every fee, tax and ongoing obligation, based on your family size and budget.
Government forms
The application forms for your route, pre-populated from your client file and lodged through licensed counsel.
Document checklist
Exactly what we need from you — passports, proof of funds, certificates — shared once, used across the file.
Timeline & milestones
A dated plan from reservation to permit, with each step owned and tracked on your behalf.
Let’s identify your strategy.
Tell us where you want to be and who is coming with you. The assessment maps the route, the cost and the timeline around your family — privately, and without obligation.