Minimum investment
€300,000
AT20Private Client Dossier
Cyprus
Cyprus Permanent Residence by Investment — Regulation 6(2) (fast-track)
An EU member state with an English-speaking, English-law business culture and one of Europe’s most favourable tax frameworks — permanent residency secured fast against a single qualifying property.
Prepared by AT20 Capital · 7 June 2026 · Strictly private & confidential
At a glance
The essentials.
Status
Open — property route active
What it grants
Residence permit
Mobility
Schengen accession pending (visa-free short stays)
Physical presence
Visit once every two years to maintain status — no minimum stay.
Indicative timeline
Fast-track approval typically ~2–6 months once the file is complete.
Family
Spouse and dependent unmarried children under 25 (students included). Parents and parents-in-law are not eligible under Reg. 6(2).
Tax position
No inheritance, estate or wealth tax; 17-year non-dom regime on dividends, interest and rents; tax residency via the 60-day rule.
Location & country
Where on the planet.
Eastern Mediterranean · EU member
An English-speaking, English-law EU island at the meeting point of Europe, the Middle East and Africa — sun, sea and one of the continent’s most favourable tax frameworks. A short flight from the Gulf and the Levant, with a deep advisory tradition on the ground.
Capital
Nicosia
Currency
Euro (€)
Languages
Greek & Turkish; English widely spoken
Time zone
EET (UTC+2)
Climate
Hot-summer Mediterranean
Population
≈ 1.3 million
Area
9,251 km²
Dialling · drives on
+357 · Left
Overview
Why Cyprus.
A full member of the European Union where English is spoken everywhere and the tax framework is among the continent’s most favourable — held alongside beachfront, marina and resort homes from Limassol and Paphos to Ayia Napa and Protaras.
What our clients come for
The case for Cyprus.
EU residency, five routes
Permanent or temporary residency through one of five routes — an established, EU-member foothold secured for you and your family.
A tax-friendly base
Cyprus tax residency through the 60-day rule, no inheritance tax, and one of Europe’s most favourable frameworks for relocating individuals and their capital.
Holiday homes
Beachfront and resort residences in the island’s most sought-after addresses — used privately, let when you are away.
Land for your own development
Build plots and development land for clients who would rather create than buy — sourced, vetted and held end to end.
Capital growth
A market underpinned by EU membership, tourism and steady foreign demand — held for appreciation over the long horizon.
Rental income
Strong seasonal and long-let yields, with tenancy, maintenance and management handled discreetly on your behalf.
Residency pathways
The routes we open.
01
Permanent Residency — Regulation 6.2
Fast-trackFast-track permanent residency through a qualifying €300,000 (+ VAT) investment in new-build residential property bought directly from the developer (resale does not qualify), with the price paid in full from funds remitted from abroad before filing. For the investor and their family. Indicative processing ~2–3 months once the file is complete.
02
Permanent Residency — Category F
Permanent residency secured on the basis of a stable annual income generated from abroad.
03
Permanent Residency — Category C
Permanent residency through substantial business or self-employment investment within Cyprus.
04
Yellow Slip — EU Registration
Registration certificate for EU citizens and their families exercising free-movement rights.
05
Pink Slip — Temporary Residence
Renewable temporary residence for non-EU nationals with sufficient means and accommodation.
Tax position
How your capital is treated.
Cyprus levies no inheritance tax and offers tax residency via the 60-day rule for qualifying individuals. Final positions are confirmed with licensed tax counsel.
No inheritance, estate or wealth tax; 17-year non-dom regime on dividends, interest and rents; tax residency via the 60-day rule. PR is a practical enabler of Cyprus non-dom status.
Indicative cost
What it costs, end to end.
Modelled on a €300,000 qualifying property for two adults. Indicative only.
| Property investment (ex-VAT) | €300,000 |
| VAT (19% standard) | €57,000 |
| Transfer fees · none on new property under VAT | €0 |
| Legal fees (~1%) | €3,000 |
| Legal VAT (19%) | €570 |
| Government application (flat) | €500 |
| Aliens registration · 2 × €70 | €140 |
| Total upfront | €361,210 |
| Health insurance · 2 × ~€300 | €600/yr |
Process
From reservation to permit.
- 01Reservation & due diligence · 1–2 wks
- 02Sale agreement & deposit · 2–4 wks
- 03PR application filed (Reg. 6.2) · 4–6 wks
- 04Approval & permits issued · ~8–12 wks
Document checklist
What we will need.
Shared once and reused across your file. We request and track each on your behalf.
Identity
- Passport copies (all pages)
- Passport-style photographs
- National ID (if applicable)
- Proof of address (utility bill / bank statement)
- CV / professional background
Civil status
- Birth certificates
- Marriage certificate (if married)
- Divorce certificate (if applicable)
- Adoption papers (if applicable)
- Dependent documents (proof of dependency) (if including dependants)
- Name-change documents (if applicable)
Compliance & due diligence
- Police clearance / clean criminal record
- Bank statements (recent)
- Bank reference letter
- Source-of-funds summary
- Source-of-wealth summary
- Tax residency declaration
- Sanctions / PEP declaration
- Litigation / bankruptcy declaration (where applicable)
Financial
- Proof of income
- Proof of net worth
- Employment letter (if employed)
- Company ownership documents (if a business owner)
- Audited financials (if applicable)
- Dividend statements (if applicable)
- Property sale agreement (if funds from a sale)
- Inheritance documents (if inherited)
- Gift deed (if gifted)
- Loan agreement (if financed)
Health & insurance
- Health insurance (where applicable)
- Medical certificate (where applicable)
Property
- Reservation agreement
- Sale & purchase agreement
- Title deed / land registry proof
- Proof of payment
- Bank transfer receipts
- Valuation report (where required)
- Developer documents (where required)
- Tax / VAT payment proof
Cyprus-specific
- Cyprus PR application forms
- Proof of qualifying investment
- Contract of sale
- Proof of payment from abroad
- Evidence funds originated outside Cyprus
- Income evidence (€50,000+ from abroad)
- Medical insurance
- Clean criminal record certificate
- Cyprus address / property documents
- Dependant declarations
Development client
- Company documents
- Certificate of incorporation
- Shareholder register
- Board resolution
- Business plan
- Site / location plan
- Master plan
- Land survey / surveyor documents
- Valuation report
- Title deed or pre-sale agreement
Who it suits
Built around your situation.
Israeli families
A short flight from home, EU residency, and a familiar Mediterranean climate and community.
Lebanese nationals & expatriates
A stable, English-speaking EU base for families and diaspora capital seeking security and mobility.
Russian & CIS citizens
An established European foothold with a deep, trusted advisory relationship on the ground.
Germans, British & northern Europeans
Year-round sun, EU continuity post-Brexit for UK buyers, and a refined second-home market.
Risk & assumptions
What to weigh.
- Cyprus is not currently in Schengen, but is working toward Schengen accession — a Cypriot permit is valid for Cyprus and does not by itself grant Schengen short-stay travel; this changes only upon Cyprus joining Schengen.
- The residential route requires a new-build first-sale unit bought directly from the developer; resale does not qualify. The €300,000 is exclusive of VAT and funds must be remitted from abroad.
- PR is permanent but is not citizenship; naturalisation needs ~7–8 years of genuine residence.
Legal basis & official sources
Traceable to the law.
Administering authority
Civil Registry & Migration Department, Ministry of the Interior (Republic of Cyprus)
https://www.gov.cy/mip-md/en/Governing instruments
Aliens and Immigration Law
Cap. 105 (1959, as amended)
https://natlex.ilo.org/dyn/natlex2/r/natlex/fe/details?p3_isn=83801Aliens and Immigration Regulations — Regulation 6(2)
Regulations of 1972, Reg. 6(2) / Category 6.2
https://www.refworld.org/legal/decreees/natlegbod/1972/en/14281Council of Ministers revision
Reg. 6(2) revised criteria, effective 2 May 2023 — Raised secured income to €50,000; excluded parents/in-laws.
https://www.gov.cy/mip-md/en/documents/companies-investors-permanent-residence-3/immigration-permits-for-investors/Key statutory provisions
- A qualifying investment of at least €300,000 (plus VAT) in new-build residential property bought directly from the developer; resale residential property does not qualify (Reg. 6(2)).
- Secured annual income of at least €50,000 from abroad, +€15,000 for a spouse and +€10,000 per minor child (2 May 2023 revision).
- Funds must be proven to originate outside Cyprus and be remitted from abroad before filing.
- Permit of indefinite duration (card renewable, 10-yr); status maintained by a visit at least once every two years — no minimum stay otherwise.
Official sources
Migration Department — Immigration Permits for Investors — https://www.gov.cy/mip-md/en/documents/companies-investors-permanent-residence-3/immigration-permits-for-investors/
Civil Registry & Migration Department (official) — https://www.gov.cy/mip-md/en/
ILO NATLEX — Aliens and Immigration Law (Cap. 105) — https://natlex.ilo.org/dyn/natlex2/r/natlex/fe/details?p3_isn=83801
Verified against the governing legislation and the administering authority; independently cross-checked. Last reviewed 2026-06-06 · confidence: high. All figures are indicative and confirmed by licensed counsel on engagement.
Questions
The essentials, answered.
How fast can I obtain residency?
The Regulation 6.2 fast-track route is typically issued in around two to three months once a qualifying property is secured and the file is complete. Other routes vary.
Who can be included?
Your spouse and your dependent children may be included. Children under 18 are included automatically; unmarried children aged 18–25 can be included if they are financially dependent on you and in full-time higher education, each subject to an additional €10,000/yr income. Parents and in-laws are not eligible under Regulation 6.2. Exact eligibility is confirmed by counsel.
Do I have to live in Cyprus?
Permanent residency under Regulation 6.2 requires only a visit once every two years to maintain the status.
Can you handle the property and the residency together?
Yes — property and residency are run as one engagement. We coordinate licensed legal, tax and immigration counsel so the purchase and the application advance together.
Begin privately
Speak with AT20 Capital.
We map the route, the cost and the timeline around your family — privately, and without obligation. Property and residency are run as a single engagement, with licensed local counsel coordinated throughout.
client.services@8t20capital.com · at20capital.com/residence · WhatsApp +27 72 065 5497
This dossier is for general guidance only and does not constitute immigration, legal, tax, financial or property advice. Programme rules, investment thresholds, eligibility requirements and government policies change frequently — all figures are indicative and verified to 2026, and final positions are confirmed in writing by licensed professionals in the relevant jurisdiction. No residence approval is guaranteed: all applications are subject to due diligence, source-of-funds review, government discretion and applicable laws. Tax-residency planning requires personalised advice from appropriately qualified tax professionals. Cyprus is not currently in Schengen, but is working toward Schengen accession; a Cypriot residence permit is valid for Cyprus and does not by itself confer Schengen short-stay travel; this changes only upon Cyprus joining Schengen. AT20 Capital coordinates the engagement and facilitates applications through admitted local counsel; it is not a law firm. Source basis: Cyprus Civil Registry & Migration Department (gov.cy), Regulation 6(2) under Aliens & Immigration Law Cap. 105; 2 May 2023 revision raised secured income to €50,000. Verified 2026-06.