The firm

Fifteen years at the apex of residence & citizenship.

AT20 Capital is a discreet private-client advisory. Our leadership has worked at the centre of government-facing residence and citizenship programmes since 2010 — serving private clients from more than thirty countries, and the sovereign programmes of the Caribbean, Cyprus and Malta. We bring that institutional depth to a single, personal relationship.

15+ years
in residence & citizenship programmes
30+
client nationalities served
3 governments
Caribbean · Cyprus · Malta programme experience
€100m+
facilitated through residence & citizenship programmes
Leadership

The people behind your strategy.

A senior bench across private clients, law and compliance, real estate, and tax — with admitted local counsel coordinated in every jurisdiction we open.

AT

Andrew Taylor

Managing Partner

Andrew founded AT20 Capital and leads its private-client residence and property practice. Over more than twenty years he has built and scaled cross-border advisory businesses across technology, investment and real estate — and has worked at the centre of government-facing residence- and citizenship-by-investment programmes since 2010, connected to Caribbean, Cypriot and Maltese authorities, where sovereign trust, due diligence and discretion decide everything. As group vice-chairman of a leading global residence-and-citizenship advisory group, he held board-level responsibility for strategy, technology, real estate and international expansion, helping triple group turnover. A Canadian-born dual Canadian–British national resident in South Africa, he has advised private clients from more than thirty countries.

Government programmesBoard-level growthReal estate30+ countries
Sofia Castellanos

Sofia Castellanos

Partner · Head of Private Clients

Sofia is the single point of trust for every private client — from the first confidential conversation to the permit in hand. With a background in private banking and family-office advisory across Europe and the Gulf, she coordinates property, legal, tax and immigration so a family experiences one relationship, not five.

Family officePrivate bankingClient strategy
Markos Ioannou

Markos Ioannou

Partner · Legal & Compliance

Markos leads due diligence, source-of-funds review and the firm’s coordination with admitted local counsel in each jurisdiction. With two decades in EU residence-law compliance — and deep familiarity with Cypriot and Greek practice — he builds every file to the standard a government, not a salesperson, expects.

Due diligenceEU residence lawCompliance
Élise Laurent

Élise Laurent

Director · Real Estate & Sourcing

Élise sources and vets the property behind every residence — title, planning, developer standing and exit. With fifteen years in prime international real estate across the Mediterranean and the Indian Ocean, she helps clients see how each qualifying asset performs and holds its value.

Prime real estateSourcingMediterranean · Indian Ocean
Reuben Naicker

Reuben Naicker

Director · Tax & Structuring

Reuben coordinates the cross-border tax and ownership structuring beneath a residence decision, working alongside qualified tax counsel in each jurisdiction. His focus is getting the structure right before the purchase — never after — so the residence and the asset work together.

Cross-border taxStructuringWealth planning

AT20 Capital coordinates the engagement and facilitates applications through admitted local legal, tax and immigration counsel in each jurisdiction. It is an advisory firm, not a law firm, and does not itself provide regulated legal services.

In the press

A trusted voice on global mobility.

Our leadership’s perspective on residence, citizenship and cross-border property has been sought by the international press.

Mansion GlobalProperty WeekNews24 · Fin24Times of MaltaEntrepreneurJSE MagazinePR Newswire
The standard we hold

Institutional rigour, personally delivered.

The depth of a global group, the discretion of a family office. Every recommendation is traceable to the governing law and the administering authority.

26 legal instruments cited

Each route traced to its statute, regulation or decree.

10 government authorities

Sourced from the administering authorities directly.

Independently cross-checked

Verified against primary legislation, June 2026.

Source of truth

References, sources and real figures at every step.

A government-grade standard

A decade inside Caribbean, Cypriot and Maltese programmes taught us that sovereign trust is earned through due diligence and discretion — the same standard we hold to every private file.

Independent and conflict-free

We are not tied to a single developer or jurisdiction. We identify the right strategy first, then source the asset and coordinate counsel around it.

One relationship, worldwide

A coordinated network of admitted local counsel, licensed agents and developers across our priority jurisdictions — managed for you as a single engagement.

Begin privately

Work with the apex of the industry.

A short, confidential assessment identifies the right residence and property strategy for your family — then a senior advisor takes it from there.

Contact our private-client desk